F.No.63-01/2015-SB
Government of India
Ministry of Communications
& IT
Department of Posts
(F.S. Section)
Dak
Bhawan, New Delhi
Dated: 30.06.2015
To
All Heads of Circles,
Sub: Initiatives to be undertaken
for promotion OF POSB schemes-reg.
This is regarding promotion of Post Office Savings Schemes to meet the
financial inclusion mandate in the rural areas. There are some initiatives
which may promote the opening of POSB accounts. Some of the steps to be taken
are suggested as blow:
i.
PO staff salary and wages accounts can be opened in the Post Offices with
cheque facilities. The PO staff can continue to keep their bank accounts and
enjoy loan and card facilities by simply issuing the POSB cheque towards their
bank accounts and transfer whatever amount and may carry on banking activities.
ii.
All staff (Departmental, GDS/contingency paid and outsiders) may be paid salary
and wages through POSB accounts.
iii.
POSB accounts may be opened in the name of social security beneficiaries (OAP)
for crediting the social security benefits into their respective accounts. (SOP
enclosed).
iv.
POSB accounts may be opened in the name of Landlords who have
given their building on rent to the Post Offices, for crediting the
monthly rent to be paid to them.
v.
POSB accounts may be opened to all the pensioners who are getting pension from
the Post Offices for crediting their monthly pension in their respective
accounts.
vi.
Maturity payments to RD, TD,PPF,PLI,RPLI etc. may be paid through POSB
accounts. Postmasters may be instructed to persuade the customers to take
payment through POSB accounts.
vii.
Delivery staff may be motivated to carry SB-3 application forms and receipt
book so that they may bring in at least one account per day.
viii. A
few GDS may be appointed exclusively to work as pygmy collectors from 5 PM to 9
PM in the whole sale or retails market area collecting daily cash
from small vendors (Vegetable vendors,Hawkers, Petty shops/stores etc). SOP is
enclosed with a certain arrangements of solidity and amenability to monitoring.
ix.
Deceased claim cases settlement and payments may be routed through POSB
accounts, Beside this all discharge payment of certificates can also be
routed through POSB and no coercion shall be used.
x.
Opening of POSB accounts by the proponents of PLI/RPLI and Identification of
POSB promoters in each Division to exclusively promote POSVB Schemes.
xi.
Under the Member of Parliament village adoption programme, the entire
village may be got covered-“Samporna Bachat/Bima/Sukanya Scheme “ with
necessary support from the concerned Hon`oble Member of Parliament.
xii.
Advance SMS may be sent in case of maturity instrument and request be made to
the customer to open SB account.
xiii.
Reinvestment by the existing customers may also be ensured.
xiv. The
SB account can be opened in CBS Post Office without taking KYC documents
again, if the earlier investment /account opening has been done
after obtaining KYC documents. It will get linked to CIF, SB Account can be
opened at the time of maturity of any instrument/investment also, if before
maturity, KYC documents are to be collected, wherever applicable. A single AOF
form will have to be filled.
xv.
As per prevailing banking practice, having SB account has many benefits.
Internet Banking, Debit card etc. facilities will also become available in all
CBS Account for easy fund transfer to/from other accounts/instruments, held by
him.
These issues with the approval of Member
(Banking & HRD)
Sd/-
(Sachin Kishore)
Director (FS)
No comments:
Post a Comment